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Houston, TX

Business Funding for
Houston Entrepreneurs

$10,000 – $500,000 · Funded in 24–48 hours · No hard credit pull · Serving the entire Houston metro and surrounding counties

$500K Max Funding
0 Lender Partners
24–48h Avg Funding Time
560+ Min Credit Score
The Reality

Houston Business Owners Know This Problem

The fourth-largest city in the country runs on small business. Getting capital to keep up is a different story.

Banks Are Built for Corporations, Not Small Business

Houston's community banks have tightened underwriting since 2020. The SBA loan process takes 60–90 days. Meanwhile your payroll runs every two weeks and your supplier doesn't take IOUs.

Houston's Growth Creates Cash Timing Problems

The metro adds 100,000 people a year. That drives demand for contractors, home services, restaurants, and retail. But growth that fast means more jobs to finance, more equipment to buy, and more cash gaps to bridge before customers pay.

Seasonal and Industry Cycles Hit Hard Here

Hurricanes, freeze events, and summer heat spikes send roofing, HVAC, and restoration companies from slow to overwhelmed overnight. The businesses that survive those windows are the ones with capital on standby.

Who We Serve

Every Houston Industry We Fund

From the Ship Channel to the suburbs, we work with Houston business owners across every major sector.

Construction & GC Best For: Contractors

Contractors and subs across Harris, Fort Bend, Brazoria, and Montgomery counties. Cover material costs, labor, and equipment between draws.

Trucking & Logistics Best For: Fleets

Owner-operators and fleets running I-10, I-45, and the Port of Houston corridors. Fuel, repairs, and payroll between loads.

Restaurants & Food Best For: Operators

From Montrose taquerias to Sugar Land buffets to Katy fast-casual. Equipment, inventory, and renovations without a 90-day wait.

Roofing Best For: Storm Season

Storm-season surges and year-round residential replacement. Scale crews and stock materials fast when demand spikes after a weather event.

HVAC & Trades Best For: Service Cos

Electricians, plumbers, HVAC techs, and home services companies. Cover equipment and payroll through Houston's brutal summer rush.

Healthcare & Medical Best For: Practices

Physicians, dentists, urgent care, and specialty practices. Equipment upgrades, staffing, and working capital between insurance reimbursements.

Auto Services Best For: Shops

Body shops, repair shops, and detailing businesses. Lift upgrades, parts inventory, and shop expansion in a high-demand Houston market.

Retail & E-commerce Best For: Sellers

Brick-and-mortar and online sellers needing inventory capital. Buy product before peak season, not after it passes.

Qualifications

What lenders actually check

Four factors. That's it. No business plan, no collateral required for most products.

6+ mo Minimum time in business
$10K+ Monthly revenue in your bank account
560+ Minimum credit score for most products
Active Business bank account in good standing
Apply Now

Get Your Houston Business Funded

Takes 60 seconds. No credit impact. A specialist contacts you within 2 business hours.

Step 1 of 3

Tell us about your business

What is your average monthly revenue?
How long have you been in business?
Step 2 of 3

How much funding do you need?

Select a funding range
Step 3 of 3

Almost there. Where should we send your options?

No credit impact 256-bit encrypted Zero fees, ever

Application Received!

A Lone Star Capital Group specialist will contact you within 2 business hours to walk through your Houston business funding options.

Houston Metro

We Serve the Entire Houston Area

From the inner loop to the suburbs, fast funding for business owners across the Greater Houston metro.

FAQ

Houston Funding Questions

Yes. We serve the entire Greater Houston metro including Fort Bend, Harris, Brazoria, Galveston, and Montgomery counties. Location doesn't affect your rate or approval chances.
Most established businesses qualify. Contractors, restaurants, trucking companies, retailers, healthcare practices, auto shops , if you've been operating for 6+ months with $10,000+ in monthly revenue, start an application.
MCAs and working capital advances fund in 24–48 hours. Equipment financing takes 3–7 days. SBA loans take 2–4 weeks but carry the lowest rates for established businesses.
560 for most products. Some MCA products go lower if revenue is consistent. Your bank statements matter more than your credit score for most products we offer.
No. We earn a commission from the lender when your deal funds. You pay nothing to apply, and nothing if we can't place you.

Houston runs on small business. We keep it funded.

60-second application. No credit impact. Specialist callback within 2 hours.

Apply Now. Free & Fast ↗