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Houston Medical Practice Funding

Capital Built for
Medical & Dental Practices

$10,000 – $500,000 · Funded in 24–48 hours · Finance equipment · Bridge insurance reimbursement delays

0 Capital Deployed
0 Contractors Funded
24–48h Avg Funding Time
580+ Min Credit Score
We Get It

The Cash Flow Gaps Every Practice Knows

You deliver care today. But insurance reimbursements, equipment costs, and growth demands don't all line up on the same schedule.

Insurance Reimbursements Take 30–90 Days

You treat the patient today. The insurance company pays in 6–10 weeks, if they don't deny and require re-submission. Meanwhile, payroll, supplies, and rent don't wait. Working capital bridges that gap.

Medical Equipment Costs Are Practice-Defining

A new dental chair, digital X-ray system, laser, or ultrasound machine changes what services you offer and what you charge. Equipment financing lets you get the tool now and pay for it from the revenue it generates.

Growing a Practice Requires Capital Before Revenue Catches Up

Adding a provider, opening a second location, or expanding office hours all mean upfront costs: licensing, build-out, staff, supplies. Lenders look at your existing patient revenue, not projections.

Funding Options

The Right Capital for Every Practice Need

We match Houston medical and dental practices with the right product for their situation, whether you need to bridge a gap or invest in growth.

Merchant Cash Advance 24 hrs
$5K$500K

Repaid as a percentage of daily card sales. Payments flex automatically with your revenue. Perfect for bridging insurance reimbursement gaps.

Working Capital Loan 24–48 hrs
$10K$500K

Cover payroll, supplies, and operating costs while waiting on insurance reimbursements. Fixed daily or weekly payments, approved on revenue.

Equipment Financing 3–7 days
$10K$1M

Finance dental chairs, X-ray machines, lasers, ultrasound equipment, and exam tables. The equipment serves as collateral. No additional assets required.

Business Line of Credit 2–3 days
$10K$250K

Draw what you need when you need it. Repay it. Draw again. Ideal for practices managing seasonal patient volume or ongoing operational needs.

Revenue-Based Financing 24–48 hrs
$5K$250K

Payments flex with your monthly collections, more during high-volume months, less when patient flow slows. Built around how practices actually get paid.

SBA Loan 2–4 weeks
$50K$5M

Lowest rates and longest terms for established practices. Best for major equipment purchases, opening a new location, or acquiring an existing practice.

Qualifications

Do You Qualify?

Most medical and dental practices qualify. Here's what lenders look at.

6+ mo Minimum time in business (most products)
$10K+ Average monthly revenue (bank deposits)
580+ Minimum credit score for most products
3 mo Bank statements. That's all the paperwork.
Apply Now

Check Your Options in 60 Seconds

No hard credit pull. A funding specialist follows up within 2 business hours.

No credit impact 256-bit encrypted Zero fees, ever

Application Received!

A Lone Star Capital Group specialist will contact you within 2 business hours to walk through your medical practice funding options.

FAQ

Medical Practice Funding Questions

Yes. Medical and dental practices are considered strong borrowers because revenue is consistent and demand is inelastic. As long as you have 6+ months in business and $10K+/month in deposits, you can likely qualify.
Yes. Equipment financing covers dental chairs, X-ray machines, lasers, ultrasound equipment, exam tables, and more. The equipment serves as collateral. No real estate or additional assets required.
Yes. Insurance payments that have cleared into your bank account count as revenue for lending purposes. Pending claims that haven't paid out yet do not count. Once they hit your account, they're part of your qualifying revenue history.
No. We work with any licensed medical or dental business owner: MDs, DOs, DDS, DMD, chiropractors, physical therapists, optometrists, and other healthcare providers with an established practice.
Working capital and MCAs fund in 24–48 hours. Equipment financing takes 3–7 days. We'll match you with the right product for your timeline before you commit to anything.

Ready to Grow Your Practice?

Don't let insurance delays or equipment costs hold your practice back. Get the capital to treat more patients and add the services you've been putting off.

Apply Now, Free & Fast ↗