$10,000 – $500,000 · Funded in 24–48 hours · Cover equipment costs · Bridge slow seasons
Demand spikes overnight when temperatures hit extremes. But equipment costs, payroll, and overhead don't wait for jobs to pay out.
Houston HVAC is feast or famine. When the heat hits 100°F, every phone rings at once. But hiring extra techs, stocking refrigerant, and buying new units all require cash before the jobs pay out.
New HVAC systems, diagnostic tools, service vans, and refrigerant recovery equipment run $5K–$50K each. You need the equipment to land the job, but the job pays for the equipment. That's the gap we close.
Spring and fall are slow for most HVAC companies. Payroll, insurance, and overhead don't pause. A line of credit or working capital loan keeps your business stable when calls dry up.
We match Texas HVAC contractors with the right product for their situation, whether you need to bridge a gap or scale through peak season.
Repaid as a percentage of daily card sales. Payments flex automatically with your revenue. Perfect for bridging slow seasons and covering upfront costs.
Cover refrigerant stock, payroll, and subcontractors during demand spikes or slow seasons. Fixed daily or weekly payments, approved on revenue.
Finance HVAC units, compressors, diagnostic tools, refrigerant recovery machines, and service vans. The equipment serves as collateral. No additional assets required.
Draw what you need per job. Repay it. Draw again. Ideal for HVAC companies managing multiple installs and service contracts with varying payout timelines.
Payments flex with your monthly revenue: more when peak season is busy, less in slow months. Built for the peaks and valleys of HVAC work.
Lowest rates and longest terms for established HVAC companies. Best for major equipment purchases, fleet expansion, acquiring a competitor, or opening a new location.
Most HVAC contractors qualify. Here's what lenders look at.
No hard credit pull. A funding specialist follows up within 2 business hours.
A Lone Star Capital Group specialist will contact you within 2 business hours to walk through your HVAC funding options.
Stop letting slow seasons and equipment costs hold you back. Get the capital to take on every job.
Apply Now, Free & Fast ↗