Katy is one of the fastest-growing family communities in Greater Houston. With Cinco Ranch, Grand Lakes, and new subdivisions adding thousands of families every year, demand for licensed childcare has never been higher, and the capital to serve that demand needs to move just as fast. We fund in 24-48 hours.
Katy's growth is real, and so are the cash flow challenges that come with running a licensed childcare facility in a booming family market.
Katy's growing childcare market means more scrutiny from Texas DFPS. Licensing inspections can require immediate facility upgrades, fire safety equipment, updated sleep rooms, or playground surface improvements, before you can stay open. Compliance costs can't wait for bank timelines.
Katy's school calendar drives predictable summer enrollment dips. Many families travel or reduce childcare days during June and July, but your payroll, rent, and utilities don't decrease with enrollment. A working capital line bridges those months without disrupting your team.
Katy's residential growth along Grand Parkway and I-10 keeps adding potential enrollment, but it also attracts new competitors. Capital to expand your capacity, add infant or toddler rooms, or open a second location is what separates growing centers from ones that stall.
Three products designed for the specific cash flow needs of licensed childcare businesses in the Katy area.
Bridge summer enrollment gaps, cover payroll during slow months, and handle licensing renewals. Fast approval based on monthly deposits, not just credit score.
Finance playground equipment, classroom furniture, HVAC upgrades, and security systems. Equipment itself serves as collateral for better rates without tying up working capital.
Fast cash based on bank deposits for time-sensitive compliance needs or unexpected facility repairs. No fixed payment, repaid as a percentage of daily deposits.
Minimum operating history for most products
Shown through business bank deposits
Revenue matters more than credit for most products
3 months of statements for underwriting
Takes 60 seconds. No credit impact. A funding specialist contacts you within 2 business hours.
A Lone Star Capital Group specialist will contact you within 2 business hours to walk through your Katy childcare funding options.
60-second application, no credit impact, specialist callback within 2 hours.
Apply Now. Free & Fast ↗