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Houston Oil & Gas Funding

Capital for Houston's
Oil & Gas Companies

$10,000 - $500,000 · Approved in 24-48 hours · Equipment financing, working capital, receivables gap funding · Oilfield services, drilling contractors & energy companies

0 Lender Partners
$500K Max Funding
24-48h Avg Funding Time
560+ Min Credit Score
We Get It

The Cash Pressures Every Oilfield Services Operator Knows

Houston's energy services sector drives the city's economy. But the cash flow realities of oilfield work, long payment cycles, heavy equipment, and contract-driven mobilization, create constant capital pressure.

Operator Invoices Pay Net-30 to Net-90

Oilfield services companies complete the work in the field, but operators take 30-90 days to pay. Meanwhile, crew payroll, fuel, and equipment maintenance are due now. That gap is where cash flow breaks down.

Equipment Costs Are Enormous

Specialized oilfield equipment, pressure pumping units, well service trucks, inspection tools, can run $100K-$1M+ per unit. Equipment financing keeps cash free for operations instead of locked into asset purchases.

Contracts Scale Up Faster Than Capital

Landing a new operator contract is the goal, but mobilizing for it means fuel, crew, equipment prep, and insurance deposits weeks before the first invoice arrives. Fast capital is the bridge between winning a contract and executing it.

Funding Options

Funding Built Around Oilfield Cash Flow

We know how energy services companies operate: long receivables cycles, heavy equipment, and contract-driven revenue. Our lending partners are built for it.

Working Capital Loan 24-48 hrs
$10K - $300K

Cover payroll, fuel, and mobilization costs between operator payments. Fast approval based on monthly deposits. Keeps your crew working while you wait on invoice settlement.

Equipment Financing 3-7 days
$10K - $1M

Finance well service trucks, oilfield equipment, pressure pumping units, and inspection tools. Equipment itself serves as collateral, so you preserve operating cash for field expenses.

Business Line of Credit 2-3 days
$25K - $500K

Draw for each new contract mobilization, repay when invoices clear. The most flexible structure for oilfield services companies working multiple contracts simultaneously.

Term Loan 2-5 days
$25K - $500K

Planned fleet expansion, a new service division, or equipment buildout. Predictable payments for capital investments with clear return on investment.

SBA Loan 2-4 weeks
$50K - $5M

Best rates and longest terms for established oilfield service companies with strong financials. Ideal for major fleet acquisition, real estate purchase, or long-term capital investment.

Real Results

Houston Oil & Gas Companies We’ve Helped Fund

Contract mobilization, equipment purchases, and receivables gaps. Here’s what funding looked like for Houston oilfield services businesses.

Working Capital Loan $85,000

Houston well service company won a 6-month Permian Basin contract and needed to mobilize crew and equipment before the first invoice arrived. Payroll, fuel deposits, and insurance were all due upfront. Funded in 2 days, crew deployed on time.

Funded: 2 days Credit: 628 In business: 4 yrs Revenue: $95K/mo
Equipment Financing $220,000

Humble oilfield services company purchasing a refurbished well service truck and inspection equipment suite. General bank declined, said the equipment was too specialized to value. Equipment financing lender understood the asset and funded in 5 days.

Funded: 5 days Credit: 641 In business: 6 yrs Revenue: $140K/mo
Merchant Cash Advance $45,000

Pasadena pipeline inspection company with operator invoices 60 days out and payroll due Friday. No time for a traditional loan process. MCA funded in 26 hours based on bank deposits. Crew paid on time, no interruption to field operations.

Funded: 26 hrs Credit: 597 In business: 3 yrs Revenue: $62K/mo
Know the System

Why Banks Turn Down Oil & Gas Service Companies

Banks have structured objections to oilfield services lending. Here’s what keeps getting energy companies denied, and how we approach it differently.

Bank Says

“Oil & gas is cyclical”

Banks apply commodity cycle risk to every energy services company regardless of their specific contract pipeline. A well service company with 18 months of contracts gets judged the same as a speculative E&P play.

We Look At

Your specific contract pipeline and revenue history. A service company with signed operator contracts and consistent deposits qualifies regardless of where WTI is trading.

Bank Says

“Equipment is too specialized”

Banks struggle to value oilfield-specific collateral. Well service trucks, pressure pumping units, and inspection equipment don’t fit their standard appraisal models, so they decline the loan entirely.

We Look At

Equipment financing lenders who specialize in oilfield assets understand the resale market and actual values. They finance what banks can’t.

Bank Says

“Revenue is lumpy”

Operator payment cycles make oilfield services revenue look irregular on a bank statement. A company doing $80K months interspersed with $20K months looks unstable to a credit analyst who doesn’t understand the billing structure.

We Look At

We understand the billing structure of the oilfield services sector. Payment cycles tied to operator NET terms are normal operating reality, not financial instability.

Requirements

Do You Qualify? Most Texas Businesses Do.

Four basic requirements. If you meet them, we can find you options today.

6+ Months in Business

Minimum operating history for most products

$10,000+ Monthly Revenue

Shown through business bank deposits

560+ Credit Score

Revenue matters more than credit for most products

Business Bank Account

3 months of statements for underwriting

See full qualification details →

Apply Now

Check Your Options in 60 Seconds

No hard credit pull. A funding specialist follows up within 2 business hours.

Step 1 of 3

Tell us about your business

What is your average monthly revenue?
How long have you been in business?
Step 2 of 3

How much funding do you need?

Select a funding range
Step 3 of 3

Almost there. Where should we send your options?

No credit impact 256-bit encrypted Zero fees, ever

Application Received!

A Lone Star Capital Group specialist will contact you within 2 business hours to walk through your oil & gas funding options.

FAQ

Oil & Gas Funding Questions

Service companies of all sizes qualify with 6+ months in business and $10K+ per month in revenue. Operators are typically the large entities that pay invoices, our clients are the service companies doing the field work. Small and mid-size oilfield services firms are our most common applicants.
Yes. Working capital loans and MCAs are ideal for contract mobilization costs including fuel, crew pay, equipment prep, and insurance deposits that come due weeks before the first invoice. Tell your specialist the contract start date so we can prioritize funding speed.
We look at your business revenue history, not crude oil prices. Consistent bank deposits matter more than where WTI is trading. A service company with a solid contract pipeline and steady deposits qualifies regardless of commodity cycles, we are not investing in oil, we are funding your operations.
Yes. Equipment financing lenders who specialize in oilfield assets understand the resale market and can finance well service trucks, pumping units, and inspection equipment. They understand oilfield asset values better than general-purpose banks, which means better terms for you.
MCA and working capital products can fund in 24-48 hours with a complete application. Have 3 months of bank statements ready and tell your specialist the timeline. If you need same-day approval, submit early in the morning with all documents attached.
Service Area

Oil & Gas Funding Across Greater Houston

We fund oilfield services companies and energy businesses in every Houston suburb and surrounding city.

Katy

Oil & gas services funding in Katy TX

Sugar Land

Capital for Sugar Land energy companies

Cypress

Fast funding for Cypress oilfield services

The Woodlands

Energy company capital in The Woodlands

Pearland

Funding for Pearland oilfield services firms

League City

League City energy & engineering funding

Humble

Humble TX oilfield services working capital

Pasadena

Pasadena petrochemical & pipeline funding

Ready to Grow Your Energy Business?

Houston's best oilfield services companies don't let cash flow slow them down. Neither should you.

Apply Now, Free & Fast ↗