$10,000 - $500,000 · Approved in 24-48 hours · Bridge net-30/60 contract gaps · Residential, commercial & janitorial companies
Houston's cleaning industry serves some of the largest commercial portfolios in the South. But the cash flow gaps are real: long invoice cycles, constant supply costs, and growth that demands capital before revenue arrives.
You clean the office building on Monday, but the invoice doesn't pay until 6 weeks later. Meanwhile payroll, supplies, and fuel are due now. Working capital bridges that gap so you can keep crews running without missing a beat.
Vacuums, floor buffers, pressure washers, chemicals, professional cleaning equipment is expensive and wears out fast. Replacing it mid-contract can break cash flow. Equipment financing keeps your operation running without draining your account.
Landing a new commercial account means hiring staff and buying supplies before the first invoice clears. Working capital covers that gap so you can say yes to bigger contracts without putting your existing operation at risk.
We know how cleaning businesses operate: contract billing, supply runs, and crew payroll that doesn't wait for invoices. Our lending partners are built for it.
Based on bank deposits, perfect for cleaning companies with lumpy invoice timing. Get a lump sum upfront, repay as a percentage of daily deposits. No fixed monthly payment to miss on a slow month.
Bridge net-30/60 invoice gaps, cover payroll during expansion, and fund supply orders before new contracts start. Approved on monthly deposits, not just credit score.
Finance floor scrubbers, pressure washers, commercial vacuums, and service vans. Equipment itself serves as collateral, so you get better rates than unsecured loans.
Draw when you need it for supply orders, crew hiring, or bridging invoices. Repay as invoices clear, and the line resets. The smart alternative to carrying constant debt.
Predictable monthly payments for fleet expansion, adding a new service division, or a full equipment buildout. Best when you have a clear ROI on the spend.
Best rates and longest terms for established cleaning companies with strong financials. Ideal for major expansion, fleet acquisition, or purchasing commercial real estate for your operations.
Contract gaps, equipment needs, fast-growth hiring. Here’s what funding looked like for Houston cleaning businesses.
Houston commercial cleaning company won a 12-building office contract and needed to hire 6 crew members and stock supplies before the first invoice cleared. Bank required 2 years of financials. We funded in 36 hours using 3 months of bank statements. Crews started on day one, contract delivered on time.
Pasadena industrial cleaning company needed 3 new floor scrubbers and a pressure washer truck to fulfill an expanded petrochemical facility contract. Equipment financing used the machines as collateral for better rates. Funded in 4 days, equipment delivered, contract fulfilled.
Residential cleaning company in The Woodlands hit a slow January combined with net-30 commercial clients creating a payroll gap. The MCA funded in 18 hours and repaid automatically as deposits came in. No missed payroll, no lost employees, back on track by February.
Banks have specific objections to cleaning company applications. Here’s what keeps owners rejected, and how we approach it differently.
Banks see thin margins industry-wide and apply that to every cleaning company regardless of their actual financials. A well-run commercial janitorial company can be extremely profitable and still get denied.
Consistent cash flow and contract stability. A cleaning company doing $40K/month in reliable deposits is a strong candidate, regardless of margin assumptions.
Banks want steady, predictable monthly income. Net-30 and net-60 billing cycles mean deposits spike and dip in ways that trigger bank underwriting flags, even when the underlying contracts are solid.
We understand net-30/60 billing cycles. We look at rolling 3-month averages and contract schedules, not month-to-month deposit swings.
Cleaning companies have few hard assets compared to construction or manufacturing. Banks want real estate or heavy equipment as collateral. Most cleaning businesses don't have either.
Revenue-based products and MCAs don't require collateral. Equipment financing uses your equipment. Your contracts and deposits are sufficient security for the right lender.
Four basic requirements. If you meet them, we can find you options today.
Minimum operating history for most products
Shown through business bank deposits
Revenue matters more than credit for most products
3 months of statements for underwriting
No hard credit pull. A funding specialist follows up within 2 business hours.
A Lone Star Capital Group specialist will contact you within 2 business hours to walk through your cleaning business funding options.
We fund cleaning companies in every Houston suburb and surrounding city.
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Houston's best cleaning companies don't let invoice gaps slow them down. Neither should you.
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